Personal Injury Protection (PIP)

   This coverage offers comprehensive medical, lost income, survivors', and substitute or replacement service benefits. PIP, a no-fault coverage, was developed to provide immediate compensation for economic loss, without regard to fault. In some states, instead of PIP, the no-fault coverage is called Basic Economic Loss or Basic Reparations Benefits.

 

Basic Reparations Benefits

   The basic no-fault coverage in certain states (instead of Basic Personal Injury Protection).