Help What Is Uninsured Motorist? Uninsured Motorist (UM) coverage includes payments for certain medical expenses, lost wages, and pain and suffering, and is subject to the limitations of the policy. Generally, Uninsured Motorist coverage protects against bodily injury damages caused by: o an at fault uninsured motorist.
What Is Uninsured Motorist Bodily Injury?
Uninsured Motorist Bodily Injury typically pays for you and your passengers' bodily injury damages caused by an uninsured driver. The amount of coverage thatyou may purchase will vary depending upon the state where the policy is issued. There are a number of common exclusions to this coverage that will be detailed inyour policy.
Uninsured Motorists Coverage
Uninsured Motorists coverage applies when a covered person (insured, resident relative or passenger in an insured vehicle) is injured in an accident caused by an uninsured motorist or a hit-and-run driver.
