Strong, Reliable Protection

The Institutional Insurance Program offers protection for many types of institutions, including educational institutions. It combines broad property, liability, commercial auto, umbrella, and, in most states, Workers’ Compensation coverage.

Eligible educational organizations

• Parochial schools: grades k-9
• Private schools: grades k-9
• Trade schools: banking, barber, beauty, business, computer, data processing, mechanical repair, secretarial
• Leisure activity scools: art, barton. Bible, Ceramics, dance, diction, drama, lanuage, misc reading

Tailored coverage

The Insitutional Insurance Program includes protection designed specifically for educational institutions, such as:

• Tuition and Fees Coverage—loss of income form tuition, lab fees, book stores, athletic events, researching grants.
• School Property Extension – provides coverage for accessories such as musical instruments, band uniforms and equipment, free-standing glass showcases, money and securities
• School Liability Extension – Provides professional liability coverage for school nurses and emergency medical technicians; includes as additional insureds volunteer workers, parents support groups; provides worldwide liability coverage for sponsored trips/tours involving at least 15 students