Strong, reliable protection

The Institutional Insurance Program offers protection for many types of instituyions, including educational Instituions. It combines broad property, liability, commercial auto, umbrella, and, in most states, Workers’ Compensation coverage.

Eligiable religious organizations

• Churches, synagogues, mosques, and other house of worship
• Convents and monasteries
• Shrines
• Temples
• Masonic Temples

Tailored coverage

The institutional Insurance Program includes protection designed specifically for religious institutions, such as:

Church Extention Coverage

• Expands the basic building coverage to include alters and pulpits, organs and pipe organs, and stained glass windows
• $5,000 oersonal effects of clergy coverage
• Expands coverage for cash during holidays or peak periods
• Adds worldwide liability coverage for sponsored trips/tours involving at least 15 people
• Broadens definition of insured to include church members and extends medical payments coverage to church members.

Optional Coverage

• Pastoral Professional Liability Coverage for damages arising form providing or failure to provide pastoral counseling.
• Church Directors and Officers Coverage for damages resulting form wrongful acts and reimbursement of loss and claims expense