Your Landlord’s Insurance Does NOT Cover You
Many renters assume they’re protected — but that’s not the case.
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Your belongings are NOT covered by the landlord -
You are responsible for damage you caus
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Theft or fire can result in total loss
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Liability claims can become expensive
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Coverage That Protects You as a Renter
Personal Property Coverage
Protects your belongings like furniture, electronics, clothes, and valuables.
Liability Protection
Covers you if you accidentally damage property or someone is injured in your space.
Additional Living Expenses
Covers temporary housing if your rental becomes unlivable due to a covered event.
Theft Protection
Protects your belongings even if they are stolen outside your home.
Medical Payments Coverage
Helps cover minor injuries to guests in your rental.
Optional Coverage for Valuables
Additional protection for jewelry, electronics, or high-value items.
Custom coverage options built around your vehicles, drivers and operations.
Built for Renters in Texas
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Apartment renters
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House renters
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Roommates sharing a property
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Students and young professionals
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Families renting homes
The Right Coverage Protects Your Finances
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Replace your belongings after theft or damage
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Avoid paying out-of-pocket for liability claims
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Stay financially stable after unexpected events
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Live with confidence knowing you’re covered
Local Experts. Real Protection.
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Over 30 years of experience -
Understanding of Texas renters and housing
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Bilingual support (English & Spanish)
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Clear explanations without confusion
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Coverage tailored to your lifestyle
Simple Process. Fast Protection.
We review your situation
Identify your coverage needs
Explain your options clearly
